Virginia Homeowners Alliance

I am pleased to inform you about an exciting new service provided by REALTORS® specifically for homeowners in Virginia. While REALTORS® have always represented the interests of their clients as individuals, until now homeowners have never had a voice to represent their interests as a group. Launched in late September, the Virginia Homeowners Alliance is that voice. Automobile owners have AAA, and retirees have AARP. Finally, homeowners in Virginia will have the Virginia Homeowners Alliance to represent and serve their interests.
What is the Virginia Homeowners Alliance?
The Virginia Homeowners Alliance (VHA) is an exciting new service provided by REALTORS® to help homeowners protect their most treasured investment, their home.
It’s not an organization with boring meetings and a bunch of bureaucracy. It’s an organization comprised of a free, online one-stop-shop (http://www.vahomeownersalliance.com/) for improving the value of your home and keeping up with local government decisions that affect your home, your community and your quality of life.
By joining VHA, you can stay informed of all the latest news relating to real estate taxes, property assessments, new residential and commercial developments, transportation, school construction and a host of other issues affecting your home, family and neighborhood.
What other features can you find on www.VAHomeownersAlliance.com?
Easily contact local government bodies including your City Council, Board of Supervisors, School Board, Planning Commission, and Housing Authority to name a few,
Lawn care and other valuable home maintenance tips,
Local school report cards,
“Kids’ Room” where children and parents can access practice SOL tests and learn more about the Commonwealth of Virginia.
How do you join the Virginia Homeowners Alliance?
Visit http://www.vahomeownersalliance.com/ and register as a new member. It’s that easy!
As a REALTOR®, I am dedicated to looking out for your best interests and to serving as your most trusted advisor when it comes to your real estate investment. That is why I hope you will take advantage of the tremendous benefits offered by the Virginia Homeowners Alliance. I look forward to working with you and the Virginia Homeowners Alliance to further demonstrate my commitment to this exciting endeavor.

Mortgage Rate Happenings

According to Freddie Mac, interest rates have reached record lows with the 11th consecutive week of interest rate declines. Here is your financial update from Prosperity Mortgage. I hope this information will be helpful to you. Bottom line, mortgage rates are at an all time low and its a great time to invest in real estate. Mortgage bond pricesfell last week pushing rates higher despite continued signs of economicweakness. The Senate approved additional TARP funding pushing another$350 billion into the effort to stem the credit crisis. Consumersentiment came in surprisingly better than expected despite headlinesdominated by news that financial firms continue to struggle as Bank ofAmerica requested an additional 25 billion from Tarp funds to completethe Merrill Lynch merger. Earnings from banking giant JP Morgan Chasedid surprise for the fourth quarter as they showed a profit of 7 centsper share, while analysts expected no profit for the fourth quarter. TheFed Chairman Bernanke indicated the timing of a global economic recoverywas “highly uncertain.” Statements like this and the global economichealth as a whole caused investors to place money into treasurysecurities and out of stocks and mortgage backed securities causinginterest rates on government and conventional loans to rise by about 3/4of a discount point. It seems mortgage rates are fluctuating between a4.75% and 5.25%. It will be interesting to see if mortgage rates comeback below 5% in the coming week.

Welcome to Deltaville's Blog

Welcome to Bonnie Vest’s Blog! This blog will provide you with valuable information, tips, and general insight into the real estate market in the lower Chesapeake Bay region to include the Middle Peninsula and Northern Neck. I specialize in waterfront real estate in Deltaville, Urbanna, Gloucester, Mathews, Lancaster, White Stone, Kilmarnock, and the surrounding Counties. Visit my website at www.DeltavilleRealEstate.com Our real estate market, lovingly refered to as the rivah, is known for being a significantly second home segment for Richmond families as a vacation home, although there are a number of affordably priced homes in the area. You can get an idea about what the Chesapeake Bay and her Rivers have to offer here on this blog

Bonnie Vest’s Blog

Bonnie Vest’s Blog